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Compare Annuities The Honest Way

No hidden quotes. No sales pressure. Just transparent comparisons of all 5 annuity types from 400+ products across top-rated carriers.

419
Total Products
24+
Carriers
5
Product Types
100%
Transparent

Choose Your Annuity Type

Each designed for different goals. All compared transparently.

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Fixed Index Annuities

Growth potential tied to market indexes with downside protection. Principal guaranteed, gains capped.

โœ“ Market-linked growth
โœ“ 0% floor (no losses)
โœ“ Optional income riders
127
Products
11.25%
Top Cap Rate
Compare FIAs โ†’
Best for: Growth with safety
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Multi-Year Guaranteed (MYGAs)

Fixed guaranteed rates for 3-10 years. Like a CD but often with higher rates and tax deferral.

โœ“ Fixed rate guarantee
โœ“ Tax-deferred growth
โœ“ Simple & predictable
89
Products
5.45%
Top 5-Yr Rate
Compare MYGAs โ†’
Best for: CD alternative
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Immediate Income (SPIAs)

Turn lump sum into guaranteed lifetime income starting now. Create your own pension.

โœ“ Lifetime income guarantee
โœ“ Starts within 30 days
โœ“ Longevity insurance
47
Carriers
$843
Per $100K/Mo*
Compare Income Rates โ†’
Best for: Pension replacement
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Deferred Income (DIAs)

Guaranteed lifetime income starting in the future. Lock in higher payout rates by deferring income 5-10+ years.

โœ“ Future income guarantee
โœ“ Higher payout rates
โœ“ Longevity protection
42
Products
$1,420
Per $100K/Mo*
Compare DIAs โ†’
Best for: Future income
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RILAs (Buffer Annuities)

Unlimited upside potential with buffer protection on losses. More growth potential than FIAs, some downside risk.

โœ“ Unlimited upside
โœ“ 10-20% buffer protection
โœ“ Higher growth potential
83
Products
10-20%
Buffer Range
Compare RILAs โ†’
Best for: Maximum upside

Why GoodAnnuity?

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No Forms to Browse

See real rates instantly. No "request a quote" games. Compare everything before sharing your info.

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Radically Transparent

We show you when annuities make senseโ€”and when they don't. Honest pros and cons for every product type.

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Smart Filtering

Filter by what actually matters: rates, carrier strength, term length, features. Not marketing fluff.

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Real Calculators

See exact projections, break-even analysis, and lifetime income scenarios. No hand-waving.

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How We Make Money

We're compensated when you connect with an advisor. You never pay us directly. Simple and disclosed.

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No Pressure

Take your time. Research. Compare. Decide when you're ready. We'll be here when you are.

Which Annuity is Right For You?

Your Goal
Best Option
Why
Beat CD rates
Safe growth for 3-7 years
Typically 0.5-2% higher than CDs with tax deferral
Growth with protection
Market upside, no downside
Principal protected while participating in index gains
Maximum upside potential
More growth, some risk
Unlimited upside with buffer protection on first 10-20% of losses
Lifetime income now
Start payments within 30 days
Guaranteed monthly checks for life starting immediately
Future income guarantee
Income starts in 5-10+ years
Lock in higher payout rates by deferring income to future
Pension replacement
Replicate employer pension
Both provide guaranteed lifetime income like a traditional pension

New to Annuities?

Start with our straightforward guides. No jargon, no sales pitchโ€”just clear explanations of how annuities work and when they make sense.