Privacy Policy

Effective Date: January 1, 2025 | Last Updated: January 1, 2025

GoodAnnuity ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

1. Information We Collect

Information You Provide to Us

• Contact Information: Name, email address, phone number when you request quotes or connect with advisors
• Demographic Information: Age, location, financial information (when calculating quotes)
• Communication Data: Any information you provide when contacting us

Information Collected Automatically

• Usage Data: Pages visited, time spent, links clicked
• Device Information: Browser type, IP address, device type
• Cookies: We use cookies and similar tracking technologies (see Cookie Policy below)

2. How We Use Your Information

We use the information we collect to:

• Provide personalized annuity comparisons and quotes
• Connect you with licensed financial advisors
• Improve our website and user experience
• Send you educational content (with your consent)
• Comply with legal obligations
• Prevent fraud and ensure security

3. Information Sharing and Disclosure

We Share Your Information With:

• Licensed Advisors: When you request to be contacted, we share your information with licensed insurance professionals
• Service Providers: Third-party vendors who help us operate our website (hosting, analytics, email services)
• Insurance Carriers: When you purchase an annuity, necessary information is shared to process your application

We Do NOT:

• Sell your personal information to third parties
• Share your information for unrelated marketing purposes
• Disclose your information without your consent (except as required by law)

4. Cookies and Tracking Technologies

We use cookies to:

• Remember your preferences and settings
• Understand how you use our website
• Improve website performance
• Deliver relevant content

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

5. Your Privacy Rights

Depending on your location, you may have the right to:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Opt-Out: Unsubscribe from marketing communications
• Portability: Request your data in a portable format

To exercise these rights, contact us at privacy@goodannuity.com.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption of data in transit (SSL/TLS)
• Secure data storage practices
• Regular security assessments
• Limited access to personal information

However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

7. Children's Privacy

Our website is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

9. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act:

• Right to know what personal information is collected
• Right to know whether personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to deletion
• Right to non-discrimination for exercising CCPA rights

Note: GoodAnnuity does not sell personal information as defined by CCPA.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last Updated" date
• Sending an email notification (for material changes)

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Email: privacy@goodannuity.com
Mail: GoodAnnuity Privacy Team, [Address]